Cancer Assist

A one-off payment when you need it most

Cancer Assist is extra cover you can have alongside your Southern Cross health insurance plan (excluding HealthEssentials). It can provide you with additional support over and above your health insurance cover through a one-off payment if you’re diagnosed with a qualifying cancer. You can spend the payment on anything that's important to you to help reduce some financial pressure during a tough time. You’ll need a Southern Cross Health Insurance plan (excluding HealthEssentials) to add a Cancer Assist policy.

If you’d like cover for a broader range of critical illnesses and trauma events, consider looking at our Critical Illness plan.

Loading component...

Not yet a member?

Get a quick quote for health insurance and Cancer Assist.

Get a quote

Loading component...

Already a member?

Get a quote to add Cancer Assist to your existing policy.

Get a quote now

Loading component...

Choose your cover level up to $300,000

You can choose your level of cover: $20,000, $50,000, $100,000, $200,000, and $300,000.

If you are diagnosed with a qualifying cancer, you’ll receive the amount you have chosen as a tax-free one-off payment to spend on what's important to you1.

Please read the policy document for more information on what is (and isn’t) covered.

A qualifying cancer is a confirmed cancer diagnosis as defined in the policy document. Eligibility criteria, Cancer Assist policy terms and conditions and exclusions apply.

Loading component...

It’s up to you how you use your payment

Cancer Assist is designed to give you and your family money and options when you need it most. Some examples of how this lump sum payment could be used:

Additional treatments

Pay for treatments that may not be covered by the public healthcare system or your health insurance plan. These could include new treatment options or additional money for non-Pharmac approved drugs.

Loading component...

Taking time off

Use the payment to help with household expenses and reduce or remove the pressure of needing to work.

Loading component...

Travel costs

Help with flight or petrol costs if you need to travel for treatment.

Loading component...

A holiday

Take a much-needed holiday or visit loved ones overseas.

Loading component...

Important to know

You can purchase a Cancer Assist policy if you have (and keep) a Southern Cross health insurance policy (this cannot be HealthEssentials).
If you have a Cancer Assist policy, you cannot have a Critical Illness policy at the same time.
A 3-month stand-down applies to claims from the start date of your Cancer Assist policy and you must survive for 14-days after your confirmed cancer diagnosis. This period of 14 days will be increased by 1 day for every day you’re kept alive on a life support system.
All members on the same Cancer Assist policy will have the same maximum except for those turning 65, whose maximum level of cover will automatically reduce to $20,000 on the policy anniversary date following their 65th birthday.
Children can be added to a Cancer Assist policy at any time up to the age of 21, but there must be an adult on the policy as well . For larger families with three children or more under the age of 21 years, you’ll only pay for the first two children2 and any additional children on your policy will be included at no additional charge.
You can only be on one Cancer Assist policy at any time, and you can only claim once on that policy.
There’s a 14 day no-obligation period after purchase where if you wish to cancel, you’ll get a 100% refund of any premiums paid.
The Free Child Discount full terms and conditions apply and are subject to change.

Loading component...

Get a quote

Loading component...

Back to plans

Loading component...

Need more help in finding the right health insurance for you?

Call us on 0800 100 555

Our team are happy to help:
Monday to Thursday 9:00am - 5:00pm
Friday 9:00am - 4:30pm

Loading component...

You can find the policy document and view the various documents that form part of the Cancer Assist policy below.

Cancer Assist

Open links

Loading component...

A one-off payment when you need it most

Loading component...

Not yet a member?

Loading component...

Already a member?

Loading component...

Choose your cover level up to $300,000

Loading component...

It’s up to you how you use your payment

Additional treatments

Loading component...

Taking time off

Loading component...

Travel costs

Loading component...

A holiday

Loading component...

Important to know

Loading component...

Loading component...

Loading component...

Need more help in finding the right health insurance for you?

Call us on 0800 100 555

Loading component...

Cancer Assist policy document

Loading component...

Cancer Assist benefit summary

Loading component...

What we offer

Who we're for

Important information

Quick links

Help links

Open links

A one-off payment when you need it most

Choose your cover level up to $300,000

Additional treatments

Taking time off

Travel costs

A holiday

Important to know

Need more help in finding the right health insurance for you?

Call us on 0800 100 555

Cancer Assist policy document

Cancer Assist benefit summary

What we offer

Who we're for

Important information

Quick links

Help links

Loading component...

Loading component...

Loading component...

Loading component...

Loading component...